I lived for a number of years in an earthquake zone. Vancouver has been told for years that the big one is coming. Yet in the years I lived there, I only felt one small tremor. Toronto also lives in an area of some seismic activity. In the years I lived there we just had two small tremors- one I felt, the other one I didn't. Yet one only has to look at pictures of Italy from a month or so ago to see the devastation that nature can play in the forms of earthquakes.