There was a young boy named Adam. When he was 8, Adam, asked his parents how much money they earned in a year. His parents gave him the figure. Adam said, "Wow, you could buy a fancy sports car for that. We should do that." The parents said to Adam that yes we could do that. "We could take all of our net earnings and buy that fancy car. But there would be just one problem. We would not be able to afford anything to eat that year. We would have to live in the car because we could not afford to lease a place or to pay a mortgage. We could not afford gas for the car or the insurance so we could not drive it. The car would just have to stay put. There would be no new clothes, no new toys, no movies, no trips because all are money would have been spend on the car. Now was it still a good idea to get that car?" Adam's 8 year old mind thought for a bit and then he said, "Well I think we should get the car. It is just so cool. I don't need new toys."